Health Coverage for Entrepreneurs & Self-Employed | Strategic Health Share Administrators
For Entrepreneurs & Self-Employed

Real health coverage
for people who work
for themselves.

A cooperative health benefit built for self-employed professionals — combining a Health Share, virtual care through Amaze Health, 1,100+ zero-cost medications, and 100% preventive care into one predictable monthly contribution. No employer required.

Who this is for

🏡
Real Estate Agents
Commission-based income, no employer plan — this was built for you.
🛡️
Insurance Agents
Independent brokers & 1099 reps looking for smarter personal coverage.
🔧
Tradespeople
Handymen, electricians, plumbers — self-employed & need real care access.
💼
Freelancers & Founders
Consultants, creatives, coaches & small business owners of all kinds.
No employer required. This plan works perfectly for 1099 workers, independent contractors, and the self-employed — people who've always had to figure out coverage on their own. Enroll any time of year. No open enrollment window. No group required.

Choose Your Plan

Two plans. One similar cooperative approach.

Both plans include 100% preventive care, $0 virtual care through Amaze Health, and 1,100+ zero-cost medications. The difference is how you handle routine visits and whether you want an HSA tax strategy.

Option 1
The Everyday Cooperative
Copay-based · No deductible to meet first
✓100% preventive care — exams & screenings at $0
✓Primary care visits — $20 copay, no deductible first
✓Urgent care, labs & imaging — straightforward copays
✓Specialist visits — covered with a $50 copay
✓Amaze Health — $0 primary & urgent care
✓Rx Program — 1,100+ medications at $0
✓Health Share MRA — hospitalization, surgery, emergency & maternity
No deductible to meet firstFlat copays work from day one — you always know what a visit costs before you go, with no surprises.
Member Responsibility Amount (MRA)The MRA is the amount a member must pay before eligible medical expenses become eligible for sharing.
Option 2 — As used by the Parker Family
The Modern Advantage
HSA-compatible · Build savings & reduce taxes
✓100% preventive care — exams & screenings at $0
✓HSA-compliant plan — pair with a Health Savings Account
✓No HSA fees — Lively, or choose your own HSA bank
✓Tripple tax advantage — HSA contributions are fully deductible
✓Amaze Health — $0 primary & urgent care
✓Rx Program — 1,100+ medications at $0
✓Health Share MRA — hospitalization, surgery, emergency & maternity
Your HSA funds roll over every yearUnused HSA dollars carry forward year after year — building a medical safety net while reducing your taxable income.
Member Responsibility Amount (MRA)The MRA is the amount a member must pay before eligible medical expenses become eligible for sharing.

What's Included

Core Modern Healthcare components

Both components come bundled with every plan — virtual care, zero-cost medications, and the reasons this benefit works specifically for entrepreneurs.

Amaze Health
Included Virtual Care — $0
Virtual primary care — $0, no waiting room
Order labs & imaging from your phone
Care navigation — find the right provider
Mental health services included
Referral support to specialists
Prescription support & medication review
Zero-Cost Medications
$0 Rx Program — 1,100+ covered
$0 Birth control
$0 Hormone therapy
$0 Blood pressure
$0 Cholesterol
$0 Thyroid
$0 Allergy / sinus
$0 Antibiotics
$0 Acid reflux
$0 Prenatal care
$0 Sleep support
+ 35% off vitamins & supplements — 1,100+ covered medications. Full formulary available.
Why It Works for Entrepreneurs
Built for how you actually work
  • No employer required
    Built for 1099, self-employed & independent workers.
  • Predictable monthly cost
    Transparent contribution model, no surprise increases.
  • Enroll & change all year
    No open enrollment deadlines or restrictions.
$0
Virtual primary care
via Amaze Health
1,100+
Medications covered
at zero cost
$20
Doctor visit copay —
no deductible first
Any time
Enroll year-round —
no open enrollment

What's Included

Four components. One monthly contribution.

Every plan includes major medical sharing, $0 virtual care, zero-cost medications, and 100% preventive care — bundled together into one predictable monthly amount.

🩺
Health Sharing
Hospitalization, surgery, ER & maternity shared by the community after your MRA is met.
📱
Amaze Health
$0 virtual primary & urgent care from any device, anywhere. No waiting room.
💊
$0 Rx Program
1,100+ medications at no cost — birth control, hormones, blood pressure & more.
🌿
Preventive Care
100% ACA preventive care covered.

Two Ways to Structure Your Plan

Choose which Modern Healthcare plan fits your family best.

Both plans include the same core benefits. The difference is how you handle routine visits and whether you want to build an HSA tax strategy.

1
The Everyday Cooperative
Copay-based  |  Straightforward out-of-pocket costs
Best for families who want predictability. Higher monthly cost. Flat copays for visits — benefits work from day one, no deductible to meet first.
2
The Modern Advantage
HSA-compatible  |  Build savings & reduce taxes
Best for families who want to leverage tax savings. Lower contributions + an HSA that rolls over — and reduces taxable income.

Coverage built for the way
you actually work.

No employer. No group. No open enrollment window. Just real coverage for self-employed professionals.

EverTrust is a voluntary Health Sharing community, not insurance. Sharing eligibility is subject to Member Guidelines.

Customizable Documents
PowerPoint PDF Version
SHSA Podcast
Self-Employed & Entrepreneur Coverage
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